FSI Technology · Data Quality

Aus unstrukturierten Transaktions­daten
verwertbares Marketing-Material machen

Acceleraid automatically cleans, consolidates and enriches FSI transaction data — transforming raw MCC codes into usable marketing categories, ML scores and campaign triggers.

1,000+

MCC merchant codes consolidated automatically

50

Usable marketing categories (from 1,000+)

+30.3%

Uplift vs. control group (live pilot)

80%

Reduction in manual data preparation

ACCELERAID Payment Card Accelerator — MCC consolidation, ML scoring and campaign triggers

ACCELERAID Payment Card Accelerator — from 1,000+ MCC codes to 50 usable marketing categories, ML scoring, enrichment & analytics

What It Does

Five data quality capabilities

From raw MCC chaos to ML-scored, campaign-ready customer segments — automated, in production, at scale.

MCC Consolidation

1,000+ merchant category codes transformed into 50 usable marketing categories. All spelling variants (e.g. all Amazon variants) automatically unified into one canonical name.

Anomaly Detection

ML models detect unusual patterns in transaction volumes, merchant distributions and customer behaviour. Automatic flagging, scoring and optional campaign triggering.

ML Model Training on Your Data

Churn score from transaction volume change. Revolving likelihood. Activity change score (absolute & relative). Campaign trigger when score reaches threshold.

Data Enrichment

New parameters automatically derived: travel patterns (exotic currencies, flight merchants), mobility segments (local vs. commuter), spending categories per segment.

Revenue Reporting

Specialised reports show directly how a campaign impacts customer revenue. Transaction-level attribution integrated into campaign success reports.

ACCELERAID Banking Use Case — 65.000 Baufinanzierungsberatungen automatisch generiert

Live Pilot Result

From transaction signal to campaign result — automatically.

+30.3%

+30.3%

Campaign uplift vs. control group

Transaction volume drops → ML score automatically triggers campaign → 175,000 customers contacted → +30.3% increase vs. control group.

Volume drop detected

→

ML score triggers

→

175,000 customers

→

+30.3% uplift

66%

of customers become active without campaign

86%

become active with campaign

175k

customers contacted automatically

Why It Matters

The opportunity most banks are missing

The data already exists. The gap is between what banks hold and what they systematically use.

Most CRMs can’t do this

CRM systems store names and contract data. They cannot process transaction signals in real time and derive ML scores from volume changes. Acceleraid does this natively — in production, at scale.

The data is already there

Card issuers and banks already have billions of transaction signals. Less than 5% of European banks systematically use them for personalisation. Acceleraid closes the gap.

See what Acceleraid does with your transaction data.

Bring your MCC data, your transaction history, your campaign results — and we’ll show you exactly what Acceleraid can extract, enrich and activate.