The ACCELERAID Platform
Regulatory Reporting & Management Information
Automated FINREP, COREP, AnaCredit and MaRisk MI — from the same governed data layer as your growth modules. Full lineage per output. Zero reconciliation.
25+
Regulatory frameworks covered
100%
Traceable back to source data
1
Unified governed data layer
–60%
Manual reconciliation effort
The Challenge
Regulatory reporting in banks is broken — and everyone knows it
Most banks run reporting from 5–15 disconnected source systems. Each regulatory submission requires manual extraction, reconciliation and validation. Data lineage is invisible. Audit queries take weeks.
ACCELERAID replaces this patchwork with a single governed customer and transaction data layer — purpose-built for regulated institutions. Every reporting output flows from the same trusted foundation as your CLM/CVM and predictions.
•
Eliminate reconciliation between systems — one single source of truth
•
Full audit trail from final output to raw source data
•
Regulatory outputs generated automatically, not manually assembled
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Designed for GDPR, German Banking Act (KWG) and EU regulatory standards
•
Role-based access: compliance, risk, operations, management, auditors
Without ACCELERAID
❌ 5–15 source systems, manually reconciled
❌ No consistent data lineage
❌ Weeks to respond to auditor queries
❌ Parallel reporting silos for MaRisk, MiFID, AML
❌ High operational risk in reporting process
❌ Regulatory changes require expensive re-engineering
With ACCELERAID
✅ One governed data layer for all reporting
✅ Full lineage — every figure traceable to source
✅ Auditor queries answered in hours, not weeks
✅ Single foundation for all regulatory frameworks
✅ Structured, governed outputs with access controls
✅ Configurable to adapt to new regulatory requirements
Automated regulatory reporting
Scheduled. Automated. Audit-ready
Set up automated reporting pipelines for your most demanding regulatory submissions. ACCELERAID generates structured, governed outputs on schedule — with full lineage tracking and zero manual assembly.
FINREP
FINREP Automation
Automated financial reporting template preparation. Customer exposure, product portfolio and segment data structured to FINREP specifications — extracted, validated and ready for submission.
COREP
COREP Automation
Capital adequacy reporting data aggregated from the governed data layer. Risk-weighted assets, large exposure reporting and own funds data — consistent and reconciled.
AnaCredit
AnaCredit Feeds
Granular credit data feeds for ECB AnaCredit submissions. Borrower data, collateral and performance metrics at loan level — automated and audit-ready.
Comprehensive Coverage
Regulatory use cases ACCELERAID covers for banks
Whether you’re a retail bank, card issuer, savings bank or universal bank — these are the reporting obligations ACCELERAID helps you fulfil. Grouped by regulatory domain.
Risk Management & Capital Adequacy
CRR / CRD IV / Basel III / ICAAP / SREP
Basel III
CRR II
ICAAP
SREP
Credit Risk
Customer-level credit risk exposure reporting
Product holdings, transaction behaviour and payment history per customer aggregated into structured credit risk exposure views for CRR compliance. Full data lineage from exposure figure to transaction records.
Capital
Capital allocation & RWA reporting inputs
Consistent, reconciled customer and product data as inputs for risk-weighted asset (RWA) calculations. Manual data extraction from core banking systems eliminated.
ICAAP
ICAAP scenario data preparation
Structured, governed customer segment data for stress test scenarios — segmented by product type, geography, risk rating and behavioural indicators.
Concentration
Concentration risk monitoring
Exposures aggregated across customer segments, industries and product lines to detect regulatory concentration thresholds early. Automated alerting when limits approach.
Conduct Risk & Consumer Protection
MiFID II / MiFIR / IDD / PRIIPs / EBA Consumer Protection Guidelines
MiFID II
IDD
PRIIPs
EBA
MiFID II
Suitability & appropriateness audit trail
Documentation of the data used in investment recommendations and product suitability assessments. Full customer profile lineage — risk tolerance, investment goals, financial situation — linked to specific product offers and outcomes.
MiFID II
Best execution reporting
Structured reporting of execution quality data per product category. Consistent data from transaction records to RTS 27/28 report outputs.
Conduct
Product governance & target market reporting
Evidence that financial products were distributed to the correct target market segment. Product distribution data aggregated by customer profile, channel and outcome.
Complaints
Complaints & redress reporting
Complaints data aggregated by product, channel, root cause and resolution time. Structured outputs for BaFin and internal management — trend detection via AI.
AML, KYC & Financial Crime Prevention
EU AMLD6 / GwG / FinCEN / FATF / CDD
AMLD6
GwG
CDD
FATF
AML
Transaction monitoring & suspicious activity report data
Enrich transaction monitoring models with structured behavioural profiles from the CDP. Segment-level transaction pattern baselines for anomaly detection. Data preparation for suspicious activity reports to BaFin/FIU.
KYC
KYC data completeness & refresh reporting
Track KYC data completeness across the customer base. Identify customers due for a KYC refresh based on transaction behaviour, product usage and risk tier.
PEP/Sanctions
PEP & sanctions exposure reporting
Aggregate and structure customer data for enhanced due diligence workflows. Reporting on PEP-flagged customer portfolios, product exposure and monitoring activity.
CDD
Customer risk classification reporting
Structured reporting of the customer risk tier distribution across the portfolio — low, medium, high — with documentation of the data inputs and model logic used for risk classification.
Data Governance & Risk Data Aggregation
BCBS 239 / EBA Data Quality / MaRisk AT 4.3.4 / Data Lineage
BCBS 239
MaRisk
EBA DQ
BCBS 239
Risk data aggregation capability documentation
Data sources, transformation logic and aggregation rules documented for all risk reporting. Support for BCBS 239 Principle 2 (data architecture) and Principle 3 (accuracy and integrity).
Data Quality
Data quality reporting & error tracking
Automated data quality checks at ingestion — completeness, consistency, validity. Structured reports on data quality scores by source system, attribute and customer segment.
Lineage
End-to-end data lineage for regulatory outputs
Every number in every regulatory report traceable from the final figure back through transformation steps to the originating source system record.
MaRisk
MaRisk AT 4.3.4 — model and data documentation
Structured documentation of scoring models, data inputs and decision logic used in customer risk assessment — in line with MaRisk requirements for model documentation and model risk management.
GDPR & Privacy Compliance
GDPR Art. 30 / Data Subject Rights / Consent Management
GDPR
Art. 30
Art. 17
GDPR Art. 30
Records of processing activities (RoPA)
Structured, up-to-date register of all customer data processing activities. Legal basis, data categories, retention periods and recipients — auto-populated from the CDP data model.
Consent
Consent status reporting & audit trail
Track customer consent across all processing purposes, channels and time periods. Report on consent coverage by segment, product and campaign.
Rights
Data subject rights request management
Support for GDPR Art. 15–22 requests (access, rectification, erasure, portability). Structured data export and deletion reporting.
Retention
Data retention & deletion compliance reporting
Report on data retention by category — identify records due for deletion. Automated deletion pipeline with confirmation reporting.
Supervisory & Management Reporting
BaFin / EBA / ECB / COREP / FINREP / MI Reporting
COREP
FINREP
BaFin
ECB
COREP/FINREP
Customer data inputs for COREP/FINREP templates
Structured, governed customer exposure, product portfolio and segment data as inputs for COREP and FINREP template preparation — reducing manual extraction and improving consistency.
Management
Board & ExCo MI reporting
Automated management information dashboards for board and C-suite: portfolio performance, customer acquisition/churn, product penetration. Consistent numbers derived from the same source as regulatory outputs.
SREP
SREP & supervisory data requests
Rapid response to ECB/BaFin data requests. Structured customer and portfolio data extracts — segmented, filtered and exported on demand with full data lineage.
Stress Test
EBA stress test data preparation
Segment customer portfolios into EBA stress test cohorts. Prepare structured scenario data for credit loss projections — with full auditability of segment definitions.
Architecture
How ACCELERAID delivers regulatory reporting
One governed data layer powers every reporting use case. No parallel data copies. No reconciliation between systems.
1
Ingest & unify all source systems
Core banking, CRM, card systems, digital channels, product systems and third-party data — unified into a single customer data model with consistent identifiers and consent flags.
2
Apply governance, lineage & quality controls
Every data attribute carries its source system, transformation history, quality score and access classification. GDPR consent and retention rules enforced at the data layer.
3
Generate structured, governed reporting outputs
Regulatory reports, MI dashboards and audit extracts from the same governed data layer used for CLM/CVM, predictions and personalisation. Consistent, reconciled, on demand.
4
Answer any auditor or supervisory query in hours
Full drill-down from any reported figure to the underlying customer records and source system data. Role-based access controls ensure auditors see exactly what they need.
Regulatory Coverage
Frameworks & standards supported
ACCELERAID’s reporting layer is designed for the European regulatory environment — with particular depth in German banking regulation (BaFin, MaRisk) and EU-wide frameworks.
Basel III / CRR II
BCBS 239
MaRisk
MiFID II
COREP / FINREP
EBA Guidelines
AMLD5 / AMLD6
GwG
GDPR
FATCA
CRS / AEOI
DORA
EU AI Act
KWG
Internal Stakeholders
Who benefits inside the bank
Compliance & Risk Teams
Automated, governed reporting outputs replace manual data assembly. Faster response to regulatory requests. Full audit trail eliminates the scramble for data lineage during exams.
CFO & Finance
Consistent numbers across management reporting and regulatory submissions. Reconciliation between finance and risk eliminated. Board-level MI dashboards from the same governed source.
Internal Audit
Drill-down from any reported figure to source data on demand. Structured access controls ensure auditors can verify any output independently.
Data Protection Officer (DPO)
Records of processing, consent audit trail and data subject request management — all from the same platform used for marketing and CLM. One view of all customer data processing.
Marketing & CLM Teams
Use the same governed data layer for CLM/CVM campaigns and reporting. No separate data preparation for regulatory use cases — one foundation for both growth and compliance.
Operations & BI Teams
Real-time operational dashboards built on the same governed data — no separate BI data layer. Consistent KPIs across all management views, aligned with compliance and finance.
15+
Years in regulated markets
250+
Enterprise deployments
3.5bn
Transactions analysed
6–9 mo
Average time to ROI
See how ACCELERAID transforms your regulatory reporting
One conversation. Your specific regulatory framework. We’ll show you how governed customer data turns reporting from a cost centre into a competitive advantage.
